At A.S. Enterprises Inc., we understand that finding the right Medicare Insurance coverage is complicated. Choosing the right Medicare supplements when necessary can make the difference in whether or not you can afford the medical attention you need.
A Medicare Supplement Plan is private health insurance that helps supplement your Original Medicare policy. It does so by helping to pay for a portion of healthcare costs that your Original Medicare policy doesn’t cover. For example, copayments, coinsurance, and deductibles, which are sometimes referred to as “gaps” in Medicare coverage.
Medicare Advantage plans sometimes referred to as MA, MAPD, or Medigap, are offered by private insurance companies and not the US government like Original Medicare parts A and B. Medicare Advantage works with Medicare to provide you with all your Part A and Part B benefits and help to reduce the out-of-pocket costs not covered by Medicare A and B while offering added benefits. To be eligible for this type of coverage, you must have Medicare Parts A and B and live in the plan provider's service area.
Medicare Drug Plans
Medicare Drug Plans are federal programs administered through private insurance companies. These insurance companies offer prescription drug coverage to Medicare beneficiaries. Like all health plans, these plans typically include deductibles, co-pays, co-insurance, and gaps in coverage.